How It Works




Step One

How does credit repair work? You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion, and Experian. We prefer that you use https://www.identityiq.com/sc-securepreferred.aspx?offercode=431145CH to pull all three of your credit reports because of the ease of use. They also offer several additional features if you stay on with their membership.


Step Two

We provide you with a deep analysis of your credit report and spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we give you step by step guidance on how to rebuild and restore your credit.


Step Three

Thirdly, we load all of the inaccurate, misleading and unverifiable information into our system, and begin to challenge questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all furn is hers and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal.


Step Four

Once the updated credit reports come back from the furn is hers, we will analyze the updates for any change to the inaccurate, misleading, and unverifiable information. If there are changes, we will update your file, and then move on to the next inaccurate, misleading, and unverifiable item. If the item comes back verified with no change, we will then follow up with the credit bureaus or the furnisher to try to get a resolution on why the inaccurate information is still on the credit report. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.







What is Included In the service


How does credit repair work? Fixing your credit is our goal. We will work hard to correct, update, or remove the following inaccurate, misleading, and unverifiable items listed below:


  • Late pays
  • Tax liens
  • Inquiries
  • Short sales

  • Collection accounts
  • Identity Theft
  • Charge-offs
  • Account sold

  • Authorized users
  • Bankruptcies
  • Outdated
  • Medical bills

  • Repossessions
  • Foreclosures
  • Duplicates
  • Child support






 

 

 

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